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Easy. Smart. Seamless.

Divvy is the all-in-one expense management solution that combines free software with corporate cards to provide a seamless experience for requesting, spending, and tracking your business finances.

Fast and flexible credit for businesses of all sizes, with lines from $500 – $15M. Apply in minutes¹.

Expense management software that helps to simplify and streamline your expenses.

Budgeting software that helps you take control of your budgets and spend smarter.

Protect your business from fraud and overspending with Divvy virtual cards.

What users are saying about Divvy


average monthly savings
by surveyed users.


of surveyed users would
recommend Divvy to a friend.

12 hours

average monthly time savings
by surveyed users.

Based on a survey of 127 Divvy users conducted by UserEvidence in March 2022.

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“The visibility into spend before Divvy would be the day we received a receipt from a credit card.”

Marc Balcke
Corporate Controller

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Divvy security

We understand that in order to serve our customers, we have to diligently protect your financial information with industry-leading standards, protocols, and technology. All Divvy customers are protected by:

  • Industry leading account security
  • Proactive fraud protection
  • PCI DSS certification
  • SOC2 Type 1 compliance
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Start spending with Divvy for free.

That’s right. Divvy’s world-class spend management software is free.

  • No hidden fees or contracts
  • As many physical and virtual cards as you need
  • Highly-rated, full-featured mobile app for all users

¹Credit lines and the advertised range are not guaranteed and will be determined upon application approval.