Divvy virtual credit cards: Your new best friend for managing subscriptions and making purchases online. With a unique card for every vendor, your business is better protected from over-charges and fraud.
What is a virtual card?
Divvy lets you create as many virtual cards as your business needs, for free.
Set up a virtual card.
Freeze individual cards.
Send payments with extra control.
Manage subscription spend all in one place.
Never go over budget with vendors again. Create a unique subscription card for each vendor your company uses and limit available funds. Card limits reset each month so you don’t miss vendor payments, and you won’t get charged extra either.
Get visibility into every online purchase.
The Divvy platform shows you every time an employee swipes their credit card—and this includes virtual spend. No more printing out digital receipts or filing an expense report for every recurring payment. With virtual cards, you still get real-time visibility into every transaction—as it happens.
Prevent fraud in a few clicks.
Divvy virtual cards help protect you from vendor over-charges and compromised accounts. The old way involved paying hundreds of vendors with a single corporate card, leaving your business constantly at risk. Now, you can have a card for every vendor.
“With Divvy virtual cards, there is less likelihood of fraud and incidents like card loss will only have minor implications. For me, I feel a lot more comfortable now with Divvy in terms of controls and security of our credit card numbers.”
Features of virtual cards in Divvy
Unique card numbers per vendor
Because each virtual card is a unique 16-digit card number, you can control how much of your credit line each vendor has access to.
Manage recurring payments
By setting up a unique virtual card for each subscription, you can set a per month limit—and never worry about missing a payment or being overcharged for a subscription again.
Limit spend against a budget
Virtual cards pull from a budget, like all spending in Divvy. So you always know exactly how much is spent (and can set a hard limit).
Track spend in real-time
Like with all transactions in Divvy, you can see spend in real-time, including charges to virtual cards.
Instant spend notifications
When someone spends on a virtual card, they get an instant notification to correctly fill out custom fields that you need for accounting.
Set limits to reduce exposure
Virtual cards let you determine exactly how much exposure you have with individual vendors. With spend limits, forced expiration dates, and merchant locking, you have more control over how much vendors can charge you.
Freeze individual cards as needed
Because each virtual card has a unique 16-digit card number, you can freeze or delete an individual virtual card any time—and leave the rest of your cards active.
One-time use burner cards
Need to make a one-time purchase online? Burner cards are a perfect fit—they’re a single-use card that expires, protecting you from unwanted recurring charges.
Recurring subscription cards
Manage recurring subscriptions with a virtual card that has the exact amount you need to be budgeted to it. That way you’re never overcharged, and it makes accounting for recurring subscriptions a breeze.
Commonly asked virtual card questions
There are two different types of virtual cards: burner cards and subscription cards. Burner cards are used for one-time expenses and subscription cards are used for recurring payments. Divvy allows you to create unlimited burner cards and subscription cards.
Virtual cards are more secure, prevent vendor fraud, limit your risk with subscriptions, and help control spending.
Virtual cards are designed for online payment, but can be used over the phone or in stores where card numbers can be manually entered.
Businesses can set up a separate virtual card for each subscription, setting limits on how much can be charged and when the subscription should end. That means vendors can never overcharge you or renew your subscription unless you allow it.
Ready to streamline your recurring charges?
Eliminate subscription overspending and enter the digital age—with Divvy virtual cards. Submit the form to take a closer look at our platform.