Virtual cards made easy.

Your new best friend for managing all company subscriptions and making purchases online.


What is a virtual


A virtual card is a unique 16-digit card number that’s digitally-generated and tied to your account. You can use a virtual card for online payments everywhere. This keeps your real 16-digit card number protected, and gives you better control.

Divvy's Virtual Cards allow Users to Safely and Easily Control Spending

Why use virtual cards:

More control

Divvy virtual cards give you added control, such as spend limits, forced expiration dates, and merchant locking.

Better security

By using a unique 16-digit card number each time you make a purchase online, you’re better protected in the case of a data breach.

No more rogue charges

Set a spend limit on each of your virtual cards, and you’ll never have a merchant overcharge you—because they can’t.

Peace of mind

You can freeze or delete a virtual card at any time. If something goes wrong, it’s taken care of right away.

Two types of cards:

Burner cards

Burner cards can be created by anyone on Divvy. They’re tied to your available funds in a budget.

Subscription cards

Subscription cards are created by budget owners. Elect the amount you want, and the funds are loaded on the card directly from your budget.

Ready to start

spending smarter?

Submit the form and we’ll reach out shortly to help you get started.