Spend management for small businesses.

Stop doing manual expense reports and get more hours back in your day. Divvy is the card-plus-software solution for your small business—and it’s free.


The spend management platform for small businesses.

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Manage company money all in one place.

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Get access to scalable business credit

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Automatically keep spend under budget

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Stop doing painful expense reports

Manage your invoices better

See how many hours you can save.

The credit and spend control you need.

Get fast access to the credit your small business needs. Your employees get their own cards, and you get real control with budget limits.


Manage cards and expenses all in one place.

Divvy’s mobile app is so easy that employees will actually use it. Upload receipts, request funds, and approve spending—all in one place.


Get your time back and save money.

Nothing beats free. Plus, you can build business credit and get up to 7x rewards. If you ever have questions, our real-life support team is here to help.


“As a fast-growing, bootstrapped company, knowing exactly where our finances is has been critical. Divvy gives us instant visibility into every dollar, allows us to easily budget and track how we are spending, and saves our finance team countless hours on running reports.”

Dylan Jacobs

Divvy’s best-in-class software is free.

That’s right. Divvy’s world-class spend management software is free.

  • No hidden fees or contracts
  • As many physical and virtual cards as you need
  • Highly-rated, full-featured mobile app for all users
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