The results are in.

Divvy commissioned Forrester Consulting to conduct a Total Economic ImpactTM study on the potential ROI of Divvy. With four interviewed customers reporting a potential return of nearly 500% in the first year, Forrester’s findings reveal the unique value of Divvy’s credit and software solution for companies of any size¹.


return on


saved in
noncompliant spend


time saved on
expense reporting


Customers interviewed saw:

Cost savings + business benefits across the organization.

Companies can see time savings, cost reductions, and business benefits—plus a positive impact on employee experience, credit availability, and more¹.

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$45K saved

by companies in the first year through increased productivity and efficiency.

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3 days saved

per month on reconciliation and accounts payable.

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Higher credit line

reported by users compared to other major credit providers.

“Divvy frees us up from spending so much time working on our finances and instead lets us focus on how to better manage spend and how to make people more efficient. It has definitely made it much less stressful in how we handle finances.”

Director of Finance


Divvy’s spend management solution combines business credit with free-to-use software, increasing productivity and reducing costs. Plus, organizations get real-time visibility and spending controls, while still offering maximum spend flexibility to employees. Read more about the proven cost savings and business benefits of Divvy¹.

divvy software on the app

¹The Total Economic Impact Report was commissioned by Divvy and delivered by Forrester Consulting. Data was gathered from four customers surveyed using 12 months of data, and aggregated to create a composite organization based on the characteristics of the interviewees’ organizations. This report is not meant to be used as a competitive analysis. Neither Forrester or Divvy make any assumptions as to the potential ROI that other organizations will receive. Forrester and Divvy strongly advise that readers use their own estimates within the framework provided in the study to determine the appropriateness of an investment in the Divvy.