Using Divvy is free.

The Divvy Platform is free to use to manage budgets, expenses, physical and virtual cards, and so much more.

divvy phone, card, and desktop

No contracts. No hidden fees.

Divvy is really free. We don’t have contracts or hidden fees. Then how does Divvy make money? Every time you spend money on a credit card, the merchant pays a fee to Visa and the issuing bank. When you spend using Divvy, that fee is shared with us—allowing us to build and provide this software for free.


Here’s what you get with Divvy:

Cards for all

Business credit you’ll love

Secure virtual cards

Enforceable budgets

Instant categorization

Seamless integrations

Dispute resolution

Spend notifications

Easy card management

Simple reimbursements

Live transaction dashboard

Transaction review