Divvy makes it easy to access the funding you need, no matter the size of your business. Apply for a credit line in seconds and start spending smarter.
- Automated decisions up to $400k¹
- Multiple ways of underwriting
- Scalable credit lines
- Automated expense management
- Rewards on vendor payments
- Virtual cards
¹Actual amount depends on applicant’s credit information and approval of application.






Divvy vs. other corporate cards
Why do Divvy customers love it so much? Could be how well we stack up against other corporate cards.

Divvy
✓ No annual fees
✓ Flexible rewards
✓ Free-to-use software platform
✓ Stable credit lines
✓ Automated expense management
✓ As many physical & virtual cards as you need
✓ Budgets with built-in spend controls
✓ Real-time transaction tracking
✓ Integrations with apps you use everyday
Other corporate cards may
Have annual or monthly fees
Offer fixed rewards
Have to be used in combination with other software like Expensify, Concur, Excel, etc.
Have less predictable credit lines (usually determined by cash in the linked bank account)
Require tedious, manual expense management
Allow for virtual cards (or may not)
Offer a limited number of cards
Not have spending locks or tracking
Rewards of a credit card with the efficiency of software
Divvy gives you all the rewards you’d expect from the best business credit lines with all the features of a best-in-class finance app: automated reimbursement, expense reports, and vendor payments, accounting integrations, an easy to use mobile app, and a whole lot more.

What users are saying about Divvy
$10,630
average monthly savings
by surveyed users.
94%
of surveyed users would
recommend Divvy to a friend.
12 hours
average monthly time savings
by surveyed users.
Based on a survey of 127 Divvy users conducted by UserEvidence in March 2022.
Divvy’s best-in-class software is free.
That’s right. Divvy’s world-class expense management software is free.
- No hidden fees or complicated contracts
- As many physical and virtual cards as you need
- Highly-rated, full-featured mobile app for all users

“A free card service that also gives us rewards—you can’t beat that. Plus, with Divvy, we can track our company’s credit card spend in one place.”
Steve Plowman
Controller at Artemis Health

Ready to start spending smarter?


¹Actual amount depends on applicant’s credit information and approval of application.