Getting approved is simple.

business information required on Divvy desktop

Apply for credit

animation of employees receiving business spending cards

Get approved

animation of Divvy expense management app

Start spending

phone displaying the divvy budgets on screen to the left of a physical divvy card

Credit card rewards plus software benefits

Credit with Divvy has all the perks and benefits you’d expect from a robust business credit line. From features to rewards, you’ll love having credit with Divvy.

4.7 star rating
4.6 star rating

Divvy vs. other corporate cards

We know we’re not your only business credit option, but we believe we are the best. Here’s why:

two physical divvy cards on top of each other, one displaying the front and the other displaying the back of the card


No fees

Flexible rewards

Seamless, automatic expense management with Divvy software

Unlimited creation of virtual cards for online purchases or subscriptions

Each employee gets a card that can be controlled by your admin

Set budgets to control spend

Other corporate cards

Annual & monthly fees

Set rewards

Used in combination with other software like Expensify, Concur, Excel, paper expense management, etc.

Some allow for virtual cards

Limit 1-2 cards per organization for security

No spending locks or tracking

“A free card service that also gives us rewards—you can’t beat that. Plus, with Divvy, we can track our company’s credit card spend in one place.”

Steve Plowman
Controller at Artemis Health

Divvy’s best-in-class software is free.

That’s right. Divvy’s world-class expense management software is free.

  • No hidden fees or contracts
  • As many physical and virtual cards as you need
  • Add-ons for a fraction of the price of competitors
divvy on phone and browser with card

Ready to start spending smarter?