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How does Divvy work?

Divvy credit feature

Fast and flexible credit

Apply for a credit line in seconds and get physical and virtual cards for all employees.

Divvy expenses feature

Enforceable budgets

Build a budget, divvy out funds, and watch spend come in exactly on target.

Divvy budgets feature

Automated expense reports

Say goodbye to out-of-pocket reimbursements and manual expense reports.

Get a $100 Amazon.com gift card for taking a demo with Divvy¹.

The Divvy Visa® Business Card is the smarter, simpler way to manage business expenses. With Divvy’s free, card-plus-software solution, small and medium-sized businesses save time and money by automating expense reports, setting budgets, and processing reimbursements — all in one place. Track company spend in real-time, and never have to save a receipt again.

We’d love to show you how Divvy can save you hours a month on top of giving you access to the business credit your company needs.

browser displaying divvy budgets behind a divvy card and iphone displaying the divvy wallet

Divvy vs. other

corporate cards.

We know we’re not your only corporate card option, but we believe we are the best. Here’s why:

two physical divvy cards on top of each other, one displaying the front and the other displaying the back of the card


No fees

Flexible rewards

Automatic integration with Divvy expense management software

Unlimited creation of virtual cards

Employee cards for everyone (controlled by admin)

Enforceable budgets

Other corporate cards

Annual & monthly fees

Set rewards

Imperfect or nonexistent integrations with expense software

May, or may not, allow for virtual cards

Limited number of cards per organization

No spending locks or tracking

Get a $100 Amazon gift card for taking a demo¹

¹Terms & conditions for Amazon.com Gift Card Offer
This offer is in no way endorsed or sponsored by Amazon.com; we just think they are awesome and thought it would be a fun way of saying thank you for checking out Divvy. Our goal is to show you Divvy so you can see the benefits to your organization firsthand. We’re happy to give you a $100 gift card to Amazon.com to demo Divvy if you meet the required qualifications. This offer is available only to legal residents of the United States of legal age to form a binding contract.
A Qualified Individual is a verified business decision-maker or influencer – Including (but not limited to) owners, founders, administrators, controllers, C-level executives, VPs/Directors/Managers, and other senior roles that can help implement or recommend a solution like Divvy. Must have over 21 full-time employees in your company – We are seeking business partners that are established and can benefit from the full line of Divvy features.
To enter, applicants must submit a demo request on behalf of a company they are authorized to represent using the designated Divvy landing page. This offer is only valid to individuals who have a scheduled a demo prior to 08/01/22  5:00 PM MDT and attended a full demo with a Divvy product representative by 12/31/22  at 11:59 PM MDT.
A full demo is typically 15-20 minutes and completed over a video conferencing platform such as Zoom. Note that this offer is only available to new Divvy customers applying for a new Divvy account. This offer is not applicable to existing customers.
The $100 Amazon.com gift card associated with this promotion will be delivered to Qualified participants within 30 days of completion of demo. Emails will be used to confirm the delivery details, which will be sent directly to the designated email address of the demo recipient (U.S Only). No purchase is necessary. This offer is available for a limited time, with all rights reserved to Divvy to discontinue or change the terms of the offer at any time, subject to applicable law. Offer may not be used in conjunction with any other offer or promotion. Restrictions apply, see amazon.com/gc-legal