Expenses as easy as 1-2-3
Get notified every card swipe.
Add required information.
Review and sync transaction data.
Expense management software that customers love.
Corporate card, meet chart of accounts.
Stop wasting hours each month reconciling credit card statements with your expense management system. After a spender swipes, it just takes a few taps for an expense to be fully coded and ready to upload into your accounting system.
Manage subscriptions, keep fraud at bay.
Recurring subscriptions are tedious to track and expose your entire credit line to many vendors. Virtual cards create a separate card for each subscription, set a limit on each card, and can be quickly frozen at any time. That’s fraud and overcharge protection in one amazing package.
Real-time visibility in one place.
Tracking your expenses across multiple systems is a time-consuming nightmare. Divvy shows all your spend in one place, increasing transaction visibility for spenders, budget owners, and leadership teams—immediately.
Simple but robust expense management.
Cards for all
Gone are the days of card sharing. Every employee gets a card with a set limit, so you can track spend by employees instantly.
Business credit you’ll love
Our software is backed by business credit lines that can grow with you and improve your credit score.
With Divvy, you’ll never go over budget again, because employees can only spend what you’ve allocated to them.
After receiving a push notification, employees categorize their own transactions using your custom fields—in just a few taps.
If you ever experience fraud, we will work with you to resolve the charges.
Push notifications and weekly reminder emails help ensure no expense goes uncategorized.
Easy card management
In a few clicks, you’re able to freeze individual cards in the event of fraud or theft.
Managing one-off expenses, like mileage or cash purchases, is a breeze in Divvy.
Live transaction dashboard
Review all transactions in real-time as they flow into your dashboard. No more waiting until the end of the month for visibility.
Instant data review
Review transactions and mark them ready for export to your accounting software.
Commonly asked expense management questions
Expense management allows you to see and control every dollar, no matter where it’s spent or who swipes the card. Increased visibility into your expenses helps you make informed choices that fast track your business goals.
Expense reports are submitted to the finance department by employees who make purchases on behalf of the company. Expense reports should include the following:
- Employee name
- Budget or category for the purchase
- Item(s) purchased
- Date and time of the transaction
- How the transaction was paid
- Total amount spent
Expense categorization needs to be clear and simple, so that everyone knows exactly where the money is going—from employees recording business expenses to the finance team utilizing accounting software. Common expense categories include payroll, rent or mortgage, and travel, but you’ll need to tailor expense categories to your business needs.
The sooner you submit an expense report—the better. Expense reporting traditionally takes between 30 to 90 days from point of spend to reimbursement. That’s why Divvy’s platform creates expense reports automatically so no spending is entered at the last hour, pushing you over budget.
It generally takes employees around 20 minutes to submit an expense report, and can take up to three months for the transaction to be fully recorded—unless you use Divvy. With Divvy your expense report is automatically generated and submitted with one click, right when the transaction is made.
Budgeting is the road map you create for your business, planning how much money will go to each expense. Expense management is your budget in action. Expense management is the recording and tracking of every expense incurred by your company, which in turn can inform your budgeting process.
Ready to start spending smarter?
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