Society has come a long way since neanderthal bartering. We’ve used animals, shells, and metal coins as a means of negotiating mutual interests. With the discovery of the new world, credit as a means of payment emerged as people bought passage on ships to America by indenturing themselves to several years of servitude. Since then, paper money has fluctuated in value, causing the rise and fall of national economies. Checks started simply as bills in England in the 17th century, but have evolved to become a major form of payment for personal and business purposes. The internet once again revolutionized payment method in the 1990’s when the first internet purchase, a Pizza Hut pizza, came through in 1994. The early 2000’s saw the rise of ecommerce and the war on cash rages on, but arguably, the biggest shift in the online payments industry could happen in 2017.