Manage the full lifecycle of spend in a single app
Activate physical cards and create and manage virtual cards.
Manage assigned budgets and request additional funds.
Spend on your single physical card from any assigned budget.
Track and manage expenses with line-by-line transactions.
Categorize transactions, log receipts, and add notes.
Cards for all employees
No more card sharing. Divvy provides cards for all of your employees to use with assigned budgets.
Activate physical cards
All users can activate their Divvy card directly within the application and start spending immediately.
As many virtual cards as you need
Avoid overspend and fraudulent transactions by managing vendors, subscriptions, and even one-time purchases by creating and setting spend limits on virtual cards. Create, manage, and spend with virtual cards all within the app.
Admins have full visibility into how budgets are allocated across budgets as well as how teams and users are assigned. Users have instant access to see every penny they have available to spend in real time.
Control spending before it happens
Divvy budgets provide admins with a powerful tool to control spending across the organization—transactions over these limits are automatically declined.
Send and request funds
Users can request additional funds for any budget at the click of a button. Admins can approve or deny requests directly from the notification—without ever opening the app.
Real-time spend tracking
See transactions as they come through and watch the additional spend immediately reflected in available budget.
Use a single card for all budgets
With Divvy, your team can stop juggling multiple cards. All employees can use their single Divvy card to spend from any budget.
Get rewards on eligible card spend
Whether you are using your physical or virtual cards, Divvy customers get rewards on all of their eligible spend.
Spend on Google or Apple Pay
Enjoy the convenience of Google or Apply pay with your Divvy card. Both physical and virtual Divvy cards can be added into your digital wallet to be used from your phone or smartwatch.
Streamline month-end processes
Every time a user spends on their Divvy card, they are just a few taps away from that expense being categorized and ready to upload into your accounting software—it’s that easy.
Divvy shows all spend in one place. See transactions as they come through in real time across all budgets and teams.
Divvy allows you to track reimbursements right alongside card spend. Save time for you and your team with mobile receipt uploads and ACH reimbursements.
Don’t worry about tracking down your receipts. Just email them to Divvy and we will automatically match them to your transaction.
Instant transaction categorization
Every time employees spend, they can categorize the transaction in just a few taps—without ever opening the app.
Review transactions, approve or deny them, and mark them as ready to export into your accounting software.
Request a demo to see the full Divvy platform in action.
“It only keeps getting better. As a Divvy user for nearly two years, the updates and new features keep coming. Most everything that I would do in a browser is now possible on the mobile app saving time and allowing me to administer budget updates on the go.”App Store Review 06/17/2020
“#1 most useful thing for my small business. I run a contracting business and I don't think I would have survived 2020 without Divvy. I pay all my bills with it and use it to help with working expenses and then pay it off every month. It's super simple.”App Store Review 02/11/2021
“First of all, Divvy is hands down the best financial management and business credit card I have ever seen. The benefits this card and institution offer goes above and beyond the average needs of a business.”Play Store Review 01/07/2021
“I love using Divvy. I've used about every other option in the past and Divvy is light years ahead. Super easy, user friendly, it's been a game changer.”App Store Review 04/18/2019