Manage the full lifecycle of spend in a single app
Cards
Activate physical cards and create and manage virtual cards.
Budgets
Manage assigned budgets and request additional funds.
Spend
Spend on your single physical card from any assigned budget.
Expenses
Track and manage expenses with line-by-line transactions.
Tracking
Categorize transactions, log receipts, and add notes.
Cards
Cards for all employees
No more card sharing. Divvy provides cards for all of your employees to use with assigned budgets.
Activate physical cards
All users can activate their Divvy card directly within the application and start spending immediately.
As many virtual cards as you need
Avoid overspend and fraudulent transactions by managing vendors, subscriptions, and even one-time purchases by creating and setting spend limits on virtual cards. Create, manage, and spend with virtual cards all within the app.
Budgets
Admins have full visibility into how budgets are allocated across budgets as well as how teams and users are assigned. Users have instant access to see every penny they have available to spend in real time.
Control spending before it happens
Divvy budgets provide admins with a powerful tool to control spending across the organization—transactions over these limits are automatically declined.
Send and request funds
Users can request additional funds for any budget at the click of a button. Admins can approve or deny requests directly from the notification—without ever opening the app.
Real-time spend tracking
See transactions as they come through and watch the additional spend immediately reflected in available budget.
Spend
Use a single card for all budgets
With Divvy, your team can stop juggling multiple cards. All employees can use their single Divvy card to spend from any budget.
Get rewards on eligible card spend
Whether you are using your physical or virtual cards, Divvy customers get rewards on all of their eligible spend.
Spend on Google or Apple Pay
Enjoy the convenience of Google or Apply pay with your Divvy card. Both physical and virtual Divvy cards can be added into your digital wallet to be used from your phone or smartwatch.
Expenses
Streamline month-end processes
Every time a user spends on their Divvy card, they are just a few taps away from that expense being categorized and ready to upload into your accounting software—it’s that easy.
Real-time visibility
Divvy shows all spend in one place. See transactions as they come through in real time across all budgets and teams.
Simplified reimbursements
Divvy allows you to track reimbursements right alongside card spend. Save time for you and your team with mobile receipt uploads and ACH reimbursements.
Tracking
Auto-matching receipts
Don’t worry about tracking down your receipts. Just email them to Divvy and we will automatically match them to your transaction.
Instant transaction categorization
Every time employees spend, they can categorize the transaction in just a few taps—without ever opening the app.
Transaction review
Review transactions, approve or deny them, and mark them as ready to export into your accounting software.