Divvy and Stripe® both offer corporate cards and business finance products for the savvy business owner. While Stripe® features payment systems that integrate with many platforms, Divvy zeroes in on managing business expenses in the most effective way—and we do it all for free.
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See how Divvy and Stripe® compare.
| Divvy | Stripe® for Business | |
| Price | Free | 2.9% + $0.30 per transaction |
| Physical cards | Free | $3/card |
| Virtual cards | Free | $0.10/card |
| Spend controls | Free | Free up to $500k in spending |
| Premium support | Free | $1,800/month |
| Receipts | ✔️ | ✔️ |
| Real-time expense tracking | ✔️ | ✔️ |
| Accounting software integrations | ✔️ | ✔️ |
| Automated expense reports | ✔️ | ❌ |
| Learn more | Learn more |
*Learn more about our reimbursements add-on.
Divvy gives you mobile access and flexible rewards.
Divvy is built for businesses of every size, in every industry. There’s no minimum usage requirement and as many cards as you need—free of charge.
Divvy offers what Stripe® doesn’t—from Bill Pay to Reimbursements. Plus, you’ll get up to 7x rewards and cash back on every purchase.
Aside from building easier-to-use software, Divvy provides free any-time customer support—no matter where you are or what you need.
See why nothing compares to Divvy.
“Since implementing Divvy, we have saved more than 20 hours each month in the finance department alone.”
Why customers prefer Divvy
4.6/5 stars
The user friendly phone app makes it so quick to add on receipts and select a budget for each transaction. — G2 reviewer
4.7/5 stars
“The ease of use and the customer support has been unmatched by other vendors.” — Capterra reviewer
8.9/10 stars
Divvy has a superior support team who is available over chat and phone. Our median chat response time ~1 minute.
Divvy provides cards and software for free.
Tired of unclear pricing from other expense software solutions? Divvy is free for every business and does not require minimum usage. You can provide every employee with company cards and enforceable budgets—with no additional fees.
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No other card or software can do what Divvy does
Enforceable budgets
Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.
Cards for every spender
Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.
Real-time visibility
Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.
Streamline bill payments
Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.
Vendor management with virtual cards
Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.
Auto-categorized expenses
With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.
User-friendly, multi-device app
Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.
Human support
With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.
Ready to start spending smarter?
Stripe® is a federally registered trademark of Stripe Inc. and is one of many trademarks owned by Stripe Inc. Divvy is an independent SaaS provider; however is not affiliated with or endorsed by Stripe Inc. The use of Stripe® on this page is merely to compare Divvy products with Stripe Inc.’s products.
