Divvy vs. Stripe®

Divvy and Stripe® both offer corporate cards and business finance products for the savvy business owner. While Stripe® features payment systems that integrate with many platforms, Divvy zeroes in on managing business expenses in the most effective way—and we do it all for free.

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laptop displaying divvy budgets behind a divvy card and iphone displaying the divvy wallet on the divvy app

See how Divvy and Stripe® compare.

Divvy Stripe® for Business
Price Free 2.9% + $0.30 per transaction
Physical cards Free $3/card
Virtual cards Free $0.10/card
Spend controls Free Free up to $500k in spending
Premium support Free $1,800/month
Receipts ✔️ ✔️
Real-time expense tracking ✔️ ✔️
Accounting software integrations ✔️ ✔️
Automated expense reports ✔️
Learn more Learn more

*Learn more about our reimbursements add-on.

Divvy gives you mobile access and flexible rewards.

illustrated hand and credit card

Divvy is built for businesses of every size, in every industry. There’s no minimum usage requirement and as many cards as you need—free of charge.

illustrated piggy bank

Divvy offers what Stripe® doesn’t—from Bill Pay to Reimbursements. Plus, you’ll get up to 7x rewards and cash back on every purchase.

illustrated green phone

Aside from building easier-to-use software, Divvy provides free any-time customer support—no matter where you are or what you need.

See why nothing compares to Divvy.

“Since implementing Divvy, we have saved more than 20 hours each month in the finance department alone.”

William Duffy

Finance Manager, Alivation Health

Read Alivation Health’s case study >

phone displaying divvy budgets on screen behind a physical divvy card

Why customers prefer Divvy

4.6/5 stars

The user friendly phone app makes it so quick to add on receipts and select a budget for each transaction. — G2 reviewer

4.7/5 stars

“The ease of use and the customer support has been unmatched by other vendors.” — Capterra reviewer

8.9/10 stars

Divvy has a superior support team who is available over chat and phone. Our median chat response time ~1 minute.

Divvy provides cards and software for free.

Tired of unclear pricing from other expense software solutions? Divvy is free for every business and does not require minimum usage. You can provide every employee with company cards and enforceable budgets—with no additional fees.

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browser displaying divvy budgets is behind a physical divvy card and iphone displaying divvy budgets through the app

No other card or software can do what Divvy does

Enforceable budgets

Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.

Cards for every spender

Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.

Real-time visibility

Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.

Streamline bill payments

Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.

Vendor management with virtual cards

Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.

Auto-categorized expenses

With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.

User-friendly, multi-device app

Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.

Human support

With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.