See how Divvy and Ramp® compare.*

Divvy Ramp®
Price Free Free for startups
Automatic expense reporting ✔️ Limited
Category controls ✔️ Paid
Vendor management ✔️ Paid
Dedicated account manager ✔️ Paid
Receipt capture ✔️ ✔️
Corporate cards for all users ✔️ ✔️
Rewards ✔️ ✔️
Virtual cards ✔️ ✔️
Reimbursements ✔️ ✔️
Budget controls ✔️
Bill pay ✔️
Free mobile app ✔️
Learn more Learn more

Divvy gives you mobile access and flexible rewards.

Divvy card with a device

The beautiful user interface of the Divvy mobile app makes it easy to use. Quickly scan receipts when you’re on the go or update your budgets with a few taps.

Unlike other cards and platforms, Divvy lets you choose how you get rewarded. Set your own payout schedule and perks, because every business is different.

PHONE RINGING

Divvy’s world class support team is ready to help in the moment you need them. Chat at any time or talk through an issue over the phone with a member of our Divvy team.

See why nothing compares to Divvy.

“Divvy was the clear choice for our expense management. From implementation to user experience, the easy-to-use app is amazing. Crumbl looks forward to future growth with great partners like Divvy!”

crumbl cookies logo

Jason McGowan

CEO & founder of Crumbl Cookies

Read customer stories >

phone displaying divvy budgets on screen behind a physical divvy card

Why customers prefer Divvy

4.6/5 stars

The user friendly phone app makes it so quick to add on receipts and select a budget for each transaction. — G2 reviewer

4.7/5 stars

“The ease of use and the customer support has been unmatched.” — Capterra reviewer

8.9/10 stars

Divvy has a superior support team. Our median chat response time ~1 minute.

Divvy provides cards and software for free.

Tired of unclear pricing from other expense software solutions? Divvy is free for every business and does not require minimum usage. You can provide every employee with company cards and enforceable budgets—with no additional fees.

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browser displaying divvy budgets is behind a physical divvy card and iphone displaying divvy budgets through the app

No other card or software can do what Divvy does

Enforceable budgets

Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.*

Cards for every spender

Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.

Real-time visibility

Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.

Streamline bill payments

Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.

Vendor management with virtual cards

Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.

Auto-categorized expenses

With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.

User-friendly, multi-device app

Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.

Seamless financial integrations

No matter what financial tech you’re using, Divvy plays nice. You can map custom fields to GL codes and save hours every month with our QuickBooks Online sync.

Human support

With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.

See how much you can save with Divvy.

*Ramp® is a federally registered trademark of Ramp Business Corporation. Divvy is an independent SaaS provider; however is not affiliated with or endorsed by Ramp Business Corporation. The use of Ramp® on this page is merely to compare Divvy products with Ramp Business Corporation’s products.

Attempted transactions over the budgeted amount would automatically be declined.