Divvy is the no-cost expense management solution for every business. Ramp® is free for startups, but has a monthly fee for growing companies. With Divvy, you get corporate cards for every employee plus user-friendly software—so you never go over budget again.*
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See how Divvy and Ramp® compare.*
| Divvy | Ramp® | |
| Price | Free | Free for startups |
| Automatic expense reporting | ✔️ | Limited |
| Category controls | ✔️ | Paid |
| Vendor management | ✔️ | Paid |
| Dedicated account manager | ✔️ | Paid |
| Receipt capture | ✔️ | ✔️ |
| Corporate cards for all users | ✔️ | ✔️ |
| Rewards | ✔️ | ✔️ |
| Virtual cards | ✔️ | ✔️ |
| Reimbursements | ✔️ | ✔️ |
| Budget controls | ✔️ | ❌ |
| Bill pay | ✔️ | ❌ |
| Free mobile app | ✔️ | ❌ |
| Learn more | Learn more |
Divvy gives you mobile access and flexible rewards.
The beautiful user interface of the Divvy mobile app makes it easy to use. Quickly scan receipts when you’re on the go or update your budgets with a few taps.
Unlike other cards and platforms, Divvy lets you choose how you get rewarded. Set your own payout schedule and perks, because every business is different.
Divvy’s world class support team is ready to help in the moment you need them. Chat at any time or talk through an issue over the phone with a member of our Divvy team.
See why nothing compares to Divvy.
“Divvy was the clear choice for our expense management. From implementation to user experience, the easy-to-use app is amazing. Crumbl looks forward to future growth with great partners like Divvy!”
Why customers prefer Divvy
4.6/5 stars
The user friendly phone app makes it so quick to add on receipts and select a budget for each transaction. — G2 reviewer
8.9/10 stars
Divvy has a superior support team. Our median chat response time ~1 minute.
Divvy provides cards and software for free.
Tired of unclear pricing from other expense software solutions? Divvy is free for every business and does not require minimum usage. You can provide every employee with company cards and enforceable budgets—with no additional fees.
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No other card or software can do what Divvy does
Enforceable budgets
Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.*
Cards for every spender
Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.
Real-time visibility
Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.
Streamline bill payments
Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.
Vendor management with virtual cards
Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.
Auto-categorized expenses
With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.
User-friendly, multi-device app
Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.
Seamless financial integrations
No matter what financial tech you’re using, Divvy plays nice. You can map custom fields to GL codes and save hours every month with our QuickBooks Online sync.
Human support
With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.
See how much you can save with Divvy.
*Ramp® is a federally registered trademark of Ramp Business Corporation. Divvy is an independent SaaS provider; however is not affiliated with or endorsed by Ramp Business Corporation. The use of Ramp® on this page is merely to compare Divvy products with Ramp Business Corporation’s products.
Attempted transactions over the budgeted amount would automatically be declined.
