See how Divvy and Lola® compare.

Divvy Lola®
Price Free Free
Budgets ✔️ ✔️
Real-time expense tracking ✔️ ✔️
Spend controls ✔️ ✔️
Accounting software integrations ✔️ ✔️
Free cards for all employees ✔️ ✔️
Reimbursements ✔️
Automated expense reports ✔️
Access to credit ✔️
Receipt capture ✔️
Travel ✔️ $250 add-on
illustration of man with magnifying glass

We’re not a travel platform who does expenses.
We’re an expense platform that does everything else.

Divvy is top tier expense management software.

Divvy was built to help businesses manage expenses and spend smarter. While Lola provides helpful travel tools as a premium, they just can’t match our expertise in expense management for all business spending.

Divvy offers what Lola doesn’t—from Credit to Reimbursements. Plus, you’ll get up to 7x rewards and cash back on every single purchase.

Divvy’s world class support team is ready to help in the moment you need them. Chat at any time or talk through an issue over the phone with a member of our Divvy team.

“A free card service that also gives us rewards—you can’t beat that.”

Steve Plowman

Controller at Artemis Health

Read the Artemis Health Case Study >

phone displaying divvy budgets on screen behind a physical divvy card

The best in expense management
with the features you need NOW.

browser displaying divvy budgets behind a divvy card and iphone displaying the divvy wallet

We’ve been in the expense management game since 2016, and we’ve spent that time developing a comprehensive platform of features. We’ve built out all the supporting features you need, and we’ll continue to innovate, but our core is seamless, smart expense management.


No other card or software can do what Divvy does.

Enforceable budgets

Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.

Cards for every spender

Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.

Real-time visibility

Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.

Streamline bill payments

Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.

Vendor management with virtual cards

Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.

Auto-categorized expenses

With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.

User-friendly, multi-device app

Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.

Seamless financial integrations

No matter what financial tech you’re using, Divvy plays nice. You can map custom fields to GL codes and save hours every month with our QuickBooks Online sync.

Human support

With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.

See how much you can save with Divvy.

Lola® is a federally registered trademark of Divvy is an independent SaaS provider; however is not affiliated with or endorsed by The use of Lola® on this page is merely to compare Divvy products with’s products.