See how Divvy and Brex® compare.*

Divvy Brex®
Price Free $5/user
Receipt capture ✔️ ✔️
Real-time expense tracking ✔️ ✔️
Spend controls ✔️ ✔️
Accounting integrations ✔️ ✔️
Live customer support ✔️ ✔️
Automated expense reports ✔️ ✔️
AP processing ✔️ ✔️
Free cards for all employees ✔️
Reimbursements ✔️
Budgeting ✔️
Offline mode ✔️
Learn more Learn more
illustration of man with magnifying glass

Divvy puts all your spend in one place, for less.

Divvy is built for businesses of every size, in every industry. There’s no minimum usage requirement and you won’t pay extra for additional employee cards. 

Divvy offers what Brex® doesn’t—from bill pay to reimbursements. Plus, you’ll get up to 7x rewards and cash back on every purchase.

Aside from building easier-to-use software, Divvy provides best-in-class customer support—no matter where you are or what you need.

See why nothing compares to Divvy.

“Since implementing Divvy, we have saved more than 20 hours each month in the finance department alone.”

William Duffy

Finance Manager at Alivation Health

Read the Alivation Health Case Study >

phone displaying divvy budgets on screen behind a physical divvy card

Why customers prefer Divvy

4.6/5 stars

G2 shows Divvy as the clear winner for simplification of expense reports, employee reimbursement, and project accounting.

4.7/5 stars

Capterra calls out Divvy’s enhanced product feature set, including approval process controls and workflow management.

8.9/10 stars

TrustRadius reviewers love Divvy’s simple and clean interface.

Divvy provides cards and software for free.

Tired of unclear pricing from other expense software solutions? Divvy is free for every business and does not require minimum usage. You can provide every employee with company cards and enforceable budgets—with no additional fees.

laptop displaying divvy budgets is behind a physical divvy card and iphone displaying divvy budgets through the app

No other card or software can do what Divvy does

Enforceable budgets

Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.*

Cards for every spender

Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.

Real-time visibility

Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.

Streamline bill payments

Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.

Vendor management with virtual cards

Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.

Auto-categorized expenses

With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.

User-friendly, multi-device app

Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.

Seamless financial integrations

No matter what financial tech you’re using, Divvy plays nice. You can map custom fields to GL codes and save hours every month with our QuickBooks Online sync.

Human support

With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.

See how much you can save with Divvy.

*Brex® is a federally registered trademark of Brex Inc. and is one of many trademarks owned by Brex Inc. Divvy is an independent SaaS provider; however is not affiliated with or endorsed by Brex Inc. The use of Brex® on this page is merely to compare Divvy products with Brex Inc.’s products.

Attempted transactions over the budgeted amount would automatically be declined.