Divvy vs. Abacus®

Divvy is your modern expense management solution that provides seamless expense software, bill pay, credit options, and unmatched customer support—in addition to the features offered by Abacus®. And did we mention it’s free?

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browser displaying divvy budgets behind a divvy card and iphone displaying budgets on the divvy app

See how Divvy and Abacus® compare.

Divvy Abacus®
Price Free $9/user for basic (2 user minimum)
Automatic expense reporting ✔️ ✔️
Unlimited virtual cards ✔️ ✔️
Rewards ✔️ ✔️
Free mobile app ✔️ ✔️
Travel ✔️ ✔️
Reimbursements* ✔️ ✔️
Budget controls ✔️ ✔️
Anytime customer support ✔️ Only with annual contract/Professional plan
Include expense software ✔️
Bill pay ✔️
Credit ✔️
Functional w/o accounting support ✔️
Multiple receipts/splits ✔️
Learn more Learn more

*Learn more about our reimbursements add-on.

Divvy is top tier expense management software.

illustrated hand and credit card

Unmatched customer support, no matter where you are, and no annual contracts.

illustrated piggy bank

Access to flexible business credit when you need it.

Unlimited corporate cards, virtual card creation, and expense management software—included for free.

See why nothing compares to Divvy.

“Divvy is to credit card management what the iPhone was to communication. It didn’t create the space, it reinvented it.”

William Duffy

Finance Manager at Alivation Health

Read the Alivation Health Case Study >

phone displaying the divvy card reimbursement screen behind a physical divvy card

How Divvy measures up.

G2 Crowd 4.6 out of 5 stars

4.6/5-star rating from G2 for:

  • Ease of use
  • Quality of support
  • Ease of doing business with
  • Product direction
  • Overall use
Capterra 4.7 out of 5 stars

Divvy beats Abacus® on every Capterra rating:

  • Customer support
  • Features
  • Value
  • Ease of use
Finances Online 5 out of 5 stars

Divvy users on FinanceOnline love our:

  • Pricing (The Divvy platform is free)
  • Fully-automated expense reports
  • The app’s simplicity
  • Our grade-A customer support team

Save time and money with Divvy

No other card or software can do what Divvy does.

Enforceable budgets

Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.

Cards for every spender

Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.

Real-time visibility

Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.

Streamline bill payments

Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.

Vendor management with virtual cards

Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.

Auto-categorized expenses

With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.

User-friendly, multi-device app

Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.

Seamless financial integrations

No matter what financial tech you’re using, Divvy plays nice. You can map custom fields to GL codes and save hours every month with our QuickBooks Online sync.

Human support

With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.