Divvy is your modern expense management solution that provides seamless expense software, bill pay, credit options, and unmatched customer support—in addition to the features offered by Abacus®. And did we mention it’s free?
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See how Divvy and Abacus® compare.
| Divvy | Abacus® | |
| Price | Free | $9/user for basic (2 user minimum) |
| Automatic expense reporting | ✔️ | ✔️ |
| Unlimited virtual cards | ✔️ | ✔️ |
| Rewards | ✔️ | ✔️ |
| Free mobile app | ✔️ | ✔️ |
| Travel | ✔️ | ✔️ |
| Reimbursements* | ✔️ | ✔️ |
| Budget controls | ✔️ | ✔️ |
| Anytime customer support | ✔️ | Only with annual contract/Professional plan |
| Include expense software | ✔️ | ❌ |
| Bill pay | ✔️ | ❌ |
| Credit | ✔️ | ❌ |
| Functional w/o accounting support | ✔️ | ❌ |
| Multiple receipts/splits | ✔️ | ❌ |
| Learn more | Learn more |
*Learn more about our reimbursements add-on.
Divvy is top tier expense management software.
Unmatched customer support, no matter where you are, and no annual contracts.
Access to flexible business credit when you need it.
Unlimited corporate cards, virtual card creation, and expense management software—included for free.
See why nothing compares to Divvy.
“Divvy is to credit card management what the iPhone was to communication. It didn’t create the space, it reinvented it.”
How Divvy measures up.
4.6/5-star rating from G2 for:
- Ease of use
- Quality of support
- Ease of doing business with
- Product direction
- Overall use
Divvy users on FinanceOnline love our:
- Pricing (The Divvy platform is free)
- Fully-automated expense reports
- The app’s simplicity
- Our grade-A customer support team
Save time and money with Divvy
No other card or software can do what Divvy does.
Enforceable budgets
Create a common understanding of budgets. Start by making a budget, with admins and users, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.
Cards for every spender
Every employee can have their own card, and you control every card’s balance. That fosters trust between the finance teams and everyone else. For off-card purchases, Divvy supports painless reimbursements.
Real-time visibility
Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.
Streamline bill payments
Pay your bills and invoices faster. With Divvy’s AP Management, AP Processing just takes a few clicks: add your vendor, create a payment, and you’re done. We take care of the rest.
Vendor management with virtual cards
Create as many virtual cards as you need to manage online subscriptions. This keeps your real 16-digit card number protected, and gives you better control.
Auto-categorized expenses
With Divvy, you’ll never have to do another manual expense report again. Say goodbye to piles of receipts and invoices. By distributing the burden of categorization to spenders, transactions are categorized at the point of spend.
User-friendly, multi-device app
Divvy’s app is intuitive—even beautiful—by design. And it functions the same across any device. We’ve removed friction by creating an easy-to-use app that trains your employees for you.
Seamless financial integrations
No matter what financial tech you’re using, Divvy plays nice. You can map custom fields to GL codes and save hours every month with our QuickBooks Online sync.
Human support
With a world-class support team that you can reach any time, you’ll always have help spending smarter. We’re available for chat, phone call, and even in-person onboarding.
Ready to start spending smarter?
Abacus by Emburse® is a federally registered trademark of Abacus Labs, Inc. Divvy is an independent SaaS provider; however is not affiliated with or endorsed by Abacus Labs. The use of Abacus® on this page is merely to compare Divvy products with Abacus Lab Incorporated’s products.
