Start spending smarter with Divvy.

Thanks for your interest in Divvy! You qualify for our self-serve program. This means you’re able to speed up the Divvy sign-up process. Watch this video to get an overview of the Divvy platform. Once you find that Divvy is the right fit for you, apply using the button below.


What you get with Divvy:

Total financial control

Every spender has their own card, and you can control each card’s balance in seconds. That fosters trust between the finance team and everyone else.

No more overspending

Start by making a budget, add people to it, divvy out funds, and watch the spend roll in. With real-time tracking and spend controls, you’ll never go over budget again.

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Real-time visibility

Every time a Divvy card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. No more flying dark until everyone files their reports.

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Any kind of payment

Divvy allows you to run your business more efficiently by giving everyone at your company a credit card with admin controls. Plus, you can pay any bill or invoice through Bill Pay.

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Divvy Bill Pay software allows Companies to Pay for All Types of Expenses

Automatic expense reports

No more reimbursements for out-of-pocket expenses or reporting deadlines. With Divvy, you’ll never have to do another manual expense report again.

Rewards for all

Like every other aspect of Divvy, we put you in control of how you earn rewards, offering high-earning options with up to 7x multipliers.

Enhanced financial tech stack

No matter what financial tech you’re using, Divvy plays nice. You can map custom fields to GL codes and save hours every month with our QuickBooks Online sync.

Here’s the next steps.

Applying for Divvy is simple. The steps below outline what to have ready and a timeline for receiving your business credit.

At Divvy, we bridge the gap between users and employees

1. Apply for Divvy

Divvy utilizes commercial credit—not personal credit. We will be asking for some personal information to verify your identity (DOB, Social Security, business bank info, etc.). To apply for Divvy, click this link.

2. Determine payoff

As part of the application process, you’ll be asked to set your payoff schedule—weekly, semi-monthly, or monthly. The more frequently you pay off your balance, the greater multiplier you’ll receive on your Divvy Rewards.

3. Get approved

Pending approval, your business will have access to funds within as little as 48 hours. You’ll receive an email from Divvy about approval status and spending

Divvy is free.

We don’t charge you anything for it.