Budgets just got a whole lot easier.

Have control over all your money.

Send funds in seconds.

See transactions as they happen.

phone displaying the divvy budgets on screen to the left of a physical divvy card

Control spending before it happens.

Budgets in Divvy are more than just wishful thinking— they’re a powerful tool to control spend. Set spend limits in Divvy which are directly tied to employee cards. That’s it. No nagging or pleading involved.


Full visibility of spend, all in one place.

Now you can instantly see where every penny is in your organization. Rather than building your budgeting strategy using outdated numbers in a static spreadsheet, Divvy’s budgeting software syncs automatically with employee credit cards. Stop overspending and get real-time visibility into spend by department, team, project, or individual budget.

send and request UI in divvy

Send and request funds in seconds.

We’ve made it easy to send or request funds. Once sent, those funds are instantly available on your Divvy card. With our intuitive web and mobile apps, you are in complete control.


See how many hours you can save.

“The visibility into spend before Divvy would be the day we received a receipt from a credit card. Now that we know how much we’re giving each employee to spend we’re able to forecast budgets months in advance.”

Lilly Ward
Corporate Accountant by Noom

Simple but robust expense management.

Align budgets to your business
Set up budgets by department, team, or project then add or remove people as necessary.

Send funds from mobile or desktop
Budget owners or admins can approve or deny requests from a push notification to their phone (or online).

Track spend in real-time
Anytime and anywhere, you can view up-to-date spend against budgets, so you always know where your business stands.

Drill down into reports
Admins and budget owners can drill down into spending by department, team, project, or individual budget.

Review and forecast budgets by period
Review spend in previous months and adjust budgets for upcoming months with budget periods.

Control budgets by team
Assign permissions so leaders and managers control their own budgets.

Get notified on mobile
Spenders can request funds instantly from their mobile devices. Budget owners can quickly approve or deny requests from a mobile notification.

Pre-spend approvals
By setting the limit on what employees can spend, you don’t have to approve every coffee run or sales lunch because approvals are built right into your budgets.

Ready to start budgeting smarter?

Commonly asked budgeting questions

What types of budgets are there?

There are four main types of budgeting: incremental, zero-based, activity-based, and value proposition. Incremental budgeting adjusts existing budgets by increments each year, according to growth or loss. Zero-based budgeting starts every budget at zero so that expenditures are justified first, not after. Activity-based budgeting first looks at a desired outcome, then works backward to determine how to fund the efforts to arrive at that outcome. Finally, value proposition budgeting looks at every budget and expense through the lens of the value it brings to the company.

Why is budgeting important?

Budgeting is important for controlling the direction of your company. Budgeting is a roadmap to where you want to go. At Divvy we believe in proactive spending control, so that your budgets send money exactly where it’s supposed to go to meet your goals.

How do you set a budget for your business?

Setting a budget for your business starts with determining exactly where money is coming in and flowing out (revenue and costs). Using your existing data, as well as industry standards, you can inform business decisions and forecast future budgets that align with your goals.

What makes a good budgeting platform?

A good budgeting platform should show your financials at a glance and allow for easy, instantaneous updating. This software will track where numbers have been in the past as well as help you predict where you’re headed. The best budgeting tool will combine real-time data with flexible budget controls.

What's the difference between a personal and a business budget?

A personal budget focuses on the financial decisions of one (or just a few) people, while a business budget is impacted by a whole company and its customers. A business budget is much more complicated, and requires greater visibility and flexibility.

Why should you consider an expense management platform that has budgeting features?

Managing business expenses requires meticulous tracking and controls. Old financial processes depend on physical expense reports to see where each employee has spent company money; this framework leaves your company with data that is days—if not months—behind. Expense management software that instantly syncs with budgets gives you real-time visibility into financial data and lets you control employee spend, so you never go over budget again.

How can the right budgeting system help your business?

By finding the right budgeting system, you can prevent employees from overspending—before it happens. Imagine what could be possible if you were able to create and enforce budgets, see spend in real time, and make strategic decisions based on the right data.

Learn how to never go over budget again.