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          Small Businesses

          For those businesses are just getting started and have less history. Typically 1-20 employees.

          Midsize Businesses

          For those businesses who've been at it for a while, and are between 21-500.

        • INDUSTRIES


          For construction companies looking to streamline budgeting and expense management processes.


          For fast-paced software businesses that need a platform that can keep up with their growth.

          Accounting Firms

          For accounting firms to streamline the spend and expense management of your clients making life easier for you and them.

          E-commerce and Retail

          For e-commerce and retail companies that value uninterrupted advertising for their campaigns.


          For healthcare providers to increase control over their finances with minimal time investment.

        • OVERVIEW

          corporate card
          Business Credit

          Fast and flexible credit for businesses of all sizes. Apply for a credit line in minutes.

          spend management
          Spend Management

          Budgeting software that helps you take control of your budgets and spend smarter.

          expense management
          Expense Management

          Expense management software that helps to simplify and streamline your expenses.

          ap management
          AP Automation

          Intelligent accounts payable software that reduces time spent on AP by 50%.

        • FEATURES

          Virtual Cards

          Protect your business from fraud and overspending with Divvy virtual cards.


          Out-of-pocket expenses, card spend, and reimbursements all in one system.


          Every Divvy customer qualifies to earn rewards from their card spend.

          Credit Builder

          The pay-as-you-go program for businesses that need to build credit.

          Accounting Integrations

          Preserve your accounting processes with our built-in software integrations.

          Mobile App

          4.7/5 rated mobile app that brings budgets, virtual cards, and more into a single app.

          Reporting and Insights

          Catch abnormalities and keep your teams accountable with Divvy's reporting tools.

          Payments Services

          Streamline your payables process with Divvy's free vendor payment solution.

TurnoverBnB started in 2017 with a mission to simplify vacation rental management for hosts and their cleaners. Today, we have a host app and a cleaner app in both the App Store and Google Play store, as well as a web app that enables subscribers to quickly and easily find, schedule, and coordinate cleanings.

Our staff is located in multiple U.S. states—including Hawaii, California, and Florida—as well as across the world in Argentina and Brazil. With an all-virtual, geographically-dispersed team, we rely heavily on digital collaboration tools. 

Saving time on expense management by skipping all the minutia

Before Divvy, our co-founder and CEO, Assaf Karmon, spent a lot of time reviewing purchase requests with staff, then categorizing every expense. This wasn’t a big deal when the team was only a few people, but now that we’ve grown to more than a dozen, expense management could easily be a 15-hour job each month. And, as Assaf said, “I don’t need to be involved in decision making about all the minutia.”

With Divvy, our employees have the freedom to make small purchases without the headache of expense reimbursements or the risk of unlimited access to a corporate card. That means our designers can buy assets or pay for subscriptions with a predefined spending limit, and our developers can buy licenses or take Ubers without jumping through hoops—or using their own credit cards. 

The Uber story (or, the personal credit card dealbreaker)

One of our developers doesn’t have a car and usually walks everywhere or takes public transit. When he was out on company business, Assaf told him to take an Uber and submit a reimbursement request. But having to use his own credit card was a dealbreaker. He’d rather walk—even through rougher parts of the city at night—than have to use his own card and wait for reimbursement.

Now that we have Divvy, he can take an Uber without worrying (and Assaf doesn’t have to worry either). From Assaf’s perspective, Divvy empowers our people “to make purchases that make their work better, without having to spend out of their own pockets.”

About TurnoverBnB

TurnoverBnB is a platform that helps vacation rental hosts to automatically schedule and manage their turnovers via our website and mobile app. By syncing with the property’s calendars on Airbnb, VRBO (Homeaway) or iCal, hosts can automatically schedule their cleanings based on bookings. Hosts can manage existing cleaners or find local cleaners who are already part of the TurnoverBnB network. Cleaners use their own app to receive notifications, use checklists, send messages and project updates.

About the author

Taylor Ricca is the Director of Marketing for TurnoverBnB. In her free time she enjoys traveling, surfing, and hiking.

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