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          Small Businesses

          For those businesses are just getting started and have less history. Typically 1-20 employees.

          Midsize Businesses

          For those businesses who've been at it for a while, and are between 21-500.

        • INDUSTRIES


          For construction companies looking to streamline budgeting and expense management processes.


          For fast-paced software businesses that need a platform that can keep up with their growth.

          Accounting Firms

          For accounting firms to streamline the spend and expense management of your clients making life easier for you and them.

          E-commerce and Retail

          For e-commerce and retail companies that value uninterrupted advertising for their campaigns.


          For healthcare providers to increase control over their finances with minimal time investment.

        • OVERVIEW

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          Business Credit

          Fast and flexible credit for businesses of all sizes. Apply for a credit line in minutes.

          spend management
          Spend Management

          Budgeting software that helps you take control of your budgets and spend smarter.

          expense management
          Expense Management

          Expense management software that helps to simplify and streamline your expenses.

          ap management
          AP Automation

          Intelligent accounts payable software that reduces time spent on AP by 50%.

        • FEATURES

          Virtual Cards

          Protect your business from fraud and overspending with Divvy virtual cards.


          Out-of-pocket expenses, card spend, and reimbursements all in one system.


          Every Divvy customer qualifies to earn rewards from their card spend.

          Credit Builder

          The pay-as-you-go program for businesses that need to build credit.

          Accounting Integrations

          Preserve your accounting processes with our built-in software integrations.

          Mobile App

          4.7/5 rated mobile app that brings budgets, virtual cards, and more into a single app.

          Reporting and Insights

          Catch abnormalities and keep your teams accountable with Divvy's reporting tools.

          Payments Services

          Streamline your payables process with Divvy's free vendor payment solution.

AP processes have lived in the past for too long. Divvy is upgrading our Bill Pay service to include OCR technology. 

What is OCR?

OCR stands for Optical Character Recognition. It converts scanned documents or images of text into a digital, machine-readable format.

The idea for OCR was conceived in the 1870s, and the first tools were developed in the 1930s. Banks use OCR to process handwritten checks, which can then be verified electronically in real time. Many other industries, including legal and healthcare, rely on OCR to make scanned documents searchable, editable, accessible, and easier to store.

Why did you build OCR into Bill Pay?

OCR technology gives you a faster, easier way to input invoices into Bill Pay by reducing manual work required to prepare invoices for payment.

Divvy app - Add an invoice

How do I use OCR in Bill Pay?

You don’t have to turn anything on or do anything to start using OCR in Bill Pay. Just continue with your normal process of uploading invoices. OCR works automatically in the background to “read” your invoices after you upload them, providing auto-completions and suggestions.

Here’s how Divvy makes OCR even easier to use:


Text from invoices that are confidently recognized will be used to automatically populate fields in Bill Pay. 


Bill Pay will suggest critical fields like invoice number, amount due, due date, and invoice date. You simply click on correct suggestions to fill in invoice details, saving you time on data entry. So far, Bill Pay Suggestions are tracking toward 95% accuracy. 

What else do I need to know about OCR in Divvy?

How accurate is it? Most OCR software averages around 80% accuracy. . The quality of the original document (e.g., if it’s wrinkled, damaged, or smudged) and the quality of the scan both affect OCR accuracy.

How will it improve over time? As you upload invoices and select Suggestions, Divvy will get smarter about auto-filling fields on invoices. 

Does it work with my phone? We don’t currently have a mobile version of OCR. 

What if I have questions? Contact your account manager for more information about OCR technology and to learn how it can help save you time in your payment fulfillment process.

For more information on how to streamline invoice fulfillment, contact us today.

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