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          Small Businesses

          For those businesses are just getting started and have less history. Typically 1-20 employees.

          Midsize Businesses

          For those businesses who've been at it for a while, and are between 21-500.

        • INDUSTRIES


          For construction companies looking to streamline budgeting and expense management processes.


          For fast-paced software businesses that need a platform that can keep up with their growth.

          Accounting Firms

          For accounting firms to streamline the spend and expense management of your clients making life easier for you and them.

          E-commerce and Retail

          For e-commerce and retail companies that value uninterrupted advertising for their campaigns.


          For healthcare providers to increase control over their finances with minimal time investment.

        • OVERVIEW

          corporate card
          Business Credit

          Fast and flexible credit for businesses of all sizes. Apply for a credit line in minutes.

          spend management
          Spend Management

          Budgeting software that helps you take control of your budgets and spend smarter.

          expense management
          Expense Management

          Expense management software that helps to simplify and streamline your expenses.

          ap management
          AP Automation

          Intelligent accounts payable software that reduces time spent on AP by 50%.

        • FEATURES

          Virtual Cards

          Protect your business from fraud and overspending with Divvy virtual cards.


          Out-of-pocket expenses, card spend, and reimbursements all in one system.


          Every Divvy customer qualifies to earn rewards from their card spend.

          Credit Builder

          The pay-as-you-go program for businesses that need to build credit.

          Accounting Integrations

          Preserve your accounting processes with our built-in software integrations.

          Mobile App

          4.7/5 rated mobile app that brings budgets, virtual cards, and more into a single app.

          Reporting and Insights

          Catch abnormalities and keep your teams accountable with Divvy's reporting tools.

          Payments Services

          Streamline your payables process with Divvy's free vendor payment solution.

Divvy has closed a $500 million purchase agreement with Credit Suisse, one of the world’s leading financial service providers.

The agreement gives Credit Suisse the right to buy up to $500 million in future Divvy receivables over the next two years. It gives Divvy more lending power to help our customers grow their businesses—adding $500 million in debt capital to the $250 million we received from Waterfall Asset Management in January 2019.

“This purchase agreement demonstrates Divvy’s strength in the market and will empower us to continue serving our growing customer base,” said Blakely Cragun, SVP of Finance.

As a smart corporate credit card fused with financial software, Divvy is more than technology. It’s a line of credit with an integrated process for automating expense management. Since we launched Divvy in January 2018, it’s been adopted by more than 3,000 businesses (and counting). The credit we extend to our customers gives them cash on hand for real-time spending needs.

If your business isn’t already using Divvy for everything from managing budgets to automating expense reports, get a demo and see how it can help you spend smarter.

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