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          Small Businesses

          For those businesses are just getting started and have less history. Typically 1-20 employees.

          Midsize Businesses

          For those businesses who've been at it for a while, and are between 21-500.

        • INDUSTRIES


          For construction companies looking to streamline budgeting and expense management processes.


          For fast-paced software businesses that need a platform that can keep up with their growth.

          Accounting Firms

          For accounting firms to streamline the spend and expense management of your clients making life easier for you and them.

          E-commerce and Retail

          For e-commerce and retail companies that value uninterrupted advertising for their campaigns.


          For healthcare providers to increase control over their finances with minimal time investment.

        • OVERVIEW

          corporate card
          Business Credit

          Fast and flexible credit for businesses of all sizes. Apply for a credit line in minutes.

          spend management
          Spend Management

          Budgeting software that helps you take control of your budgets and spend smarter.

          expense management
          Expense Management

          Expense management software that helps to simplify and streamline your expenses.

          ap management
          AP Automation

          Intelligent accounts payable software that reduces time spent on AP by 50%.

        • FEATURES

          Virtual Cards

          Protect your business from fraud and overspending with Divvy virtual cards.


          Out-of-pocket expenses, card spend, and reimbursements all in one system.


          Every Divvy customer qualifies to earn rewards from their card spend.

          Credit Builder

          The pay-as-you-go program for businesses that need to build credit.

          Accounting Integrations

          Preserve your accounting processes with our built-in software integrations.

          Mobile App

          4.7/5 rated mobile app that brings budgets, virtual cards, and more into a single app.

          Reporting and Insights

          Catch abnormalities and keep your teams accountable with Divvy's reporting tools.

          Payments Services

          Streamline your payables process with Divvy's free vendor payment solution.

Our goal at Divvy is to facilitate, not complicate, your business spending. That’s why we introduced direct budget spend, a feature that allows any budget owner to spend their total budget amount. It’s what we call an “executive experience” with seamless spending.

What is direct budget spend?

With direct budget spend, your company can give any budget owner or executive the power to take the lead on assigned budgets, and to spend allocated funds with trust and accountability.

While Divvy has always made it easy to assign funds within budgets—both to budget owners and users—direct budget spend eliminates the need for making assignments. Budget owners can automatically spend any money that is unassigned. If there are multiple budget owners, they all have access to these unassigned funds. 

It’s up to you which budgets are designated for direct budget spend. Toggle the feature on or off any time. 


To learn more about how to use direct budget spend, contact your account executive.

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