For those businesses are just getting started and have less history. Typically 1-20 employees.

For those businesses who've been at it for a while, and are between 21-500.

For construction companies looking to streamline budgeting and expense management processes.

For fast-paced software businesses that need a platform that can keep up with their growth.

For accounting firms to streamline the spend and expense management of your clients making life easier for you and them.

All Industries >

E-commerce and Retail

For e-commerce and retail companies that value uninterrupted advertising for their campaigns.

Healthcare

For healthcare providers to increase control over their finances with minimal time investment.

Business Credit

Fast and flexible credit for businesses of all sizes. Apply for a credit line in minutes.

Spend Management

Budgeting software that helps you take control of your budgets and spend smarter.

Expense Management

Expense management software that helps to simplify and streamline your expenses.

AP Automation

Intelligent accounts payable software that reduces time spent on AP by 50%.

Virtual Cards

Protect your business from fraud and overspending with Divvy virtual cards.

Reimbursements

Out-of-pocket expenses, card spend, and reimbursements all in one system.

Rewards

Every Divvy customer qualifies to earn rewards from their card spend.

Reporting and Insights

Catch abnormalities and keep your teams accountable with Divvy's reporting tools.

Accounting Integrations

Preserve your accounting processes with our built-in software integrations.

Mobile App

4.7/5 rated mobile app that brings budgets, virtual cards, and more into a single app.

Payments Services

Streamline your payables process with Divvy's free vendor payment solution.

Small Businesses

For those businesses are just getting started and have less history. Typically 1-20 employees.

Midsize Businesses

For those businesses who've been at it for a while, and are between 21-500.

Construction

For construction companies looking to streamline budgeting and expense management processes.

Technology

For fast-paced software businesses that need a platform that can keep up with their growth.

Accounting Firms

For accounting firms to streamline the spend and expense management of your clients making life easier for you and them.

All Industries >

E-commerce and Retail

For e-commerce and retail companies that value uninterrupted advertising for their campaigns.

Healthcare

For healthcare providers to increase control over their finances with minimal time investment.

Business Credit

Fast and flexible credit for businesses of all sizes. Apply for a credit line in minutes.

Spend Management

Budgeting software that helps you take control of your budgets and spend smarter.

Expense Management

Expense management software that helps to simplify and streamline your expenses.

AP Automation

Intelligent accounts payable software that reduces time spent on AP by 50%.

Virtual Cards

Protect your business from fraud and overspending with Divvy virtual cards.

Reimbursements

Out-of-pocket expenses, card spend, and reimbursements all in one system.

Rewards

Every Divvy customer qualifies to earn rewards from their card spend.

Reporting and Insights

Catch abnormalities and keep your teams accountable with Divvy's reporting tools.

Accounting Integrations

Preserve your accounting processes with our built-in software integrations.

Mobile App

4.7/5 rated mobile app that brings budgets, virtual cards, and more into a single app.

Payments Services

Streamline your payables process with Divvy's free vendor payment solution.

The all-in-one expense management solution.

The spend management solution that gives you the credit you need and the software to manage it— plus it’s free to use.

*By continuing, you agree to Divvy's Terms and Conditions and Privacy Policy.

manage department budgets with Divvy's expense management platform

Business Credit

Get access to the funding you need, no matter the size of your business. Apply for a credit line in minutes and start spending smarter with Divvy cards for all employees.

Learn more >>

Expense Management

Business purchases that happen on a Divvy card are categorized with a few taps on a phone. Say goodbye to out-of-pocket reimbursements and manual expense reports.

Learn more >>

Spend Management

Build a budget with admins and users, divvy out funds, and watch spend come in exactly on target. With real-time tracking and controls, Divvy gives you the tools to take control of your budgets.

Learn more >>

What users are saying about Divvy

$10,630

average monthly savings
by surveyed users.

94%

of surveyed users would
recommend Divvy to a friend.

12 hours

average monthly time savings
by surveyed users.

Based on a survey of 127 Divvy users conducted by UserEvidence in March 2022.

“The visibility into spend before Divvy would be the day we received a receipt from a credit card.”

Marc Balcke
Corporate Controller

Divvy security

We understand that in order to serve our customers, we have to diligently protect your financial information with industry-leading standards, protocols, and technology. All Divvy customers are protected by:

Industry leading account security
Proactive fraud protection
PCI DSS certification
SOC2 Type 1 compliance

GET STARTED

phone displaying divvy budgets on screen behind a physical divvy card

Start spending with Divvy for free.

That’s right. Divvy’s world-class spend management software is free to use.

No hidden fees or contracts
As many physical and virtual cards as you need
Highly-rated, full-featured mobile app for all users

GET STARTED

Ready to start spending smarter?

GET STARTED

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BUSINESS TYPES

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The all-in-one expense management solution.

Business Credit

Expense Management

Spend Management

What users are saying about Divvy

$10,630

94%

12 hours

“The visibility into spend before Divvy would be the day we received a receipt from a credit card.”

Divvy security

Start spending with Divvy for free.

Ready to start spending smarter?

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