The credit & software your business needs to thrive.

The spend management solution that gives you the credit you need and the software to manage it. With Divvy, you’ll never go over budget again.

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Divvy credit feature

Access the credit your business needs.

Divvy makes it easy to access the funding you need, no matter the size of your business. Apply for a credit line in minutes and start spending smarter with Divvy cards for all employees.

Divvy expenses feature

Say goodbye to expense reports.

Business purchases that happen on a Divvy card are categorized with a few taps on a phone. Say goodbye to out-of-pocket reimbursements and manual expense reports.

Divvy budgets feature

Take control of your budgets.

Build a budget with admins and users, divvy out funds, and watch spend come in exactly on target. With real-time tracking and controls, you’ll never go over budget again.

Divvy ap management feature

Manage invoices and accounts payable with ease.

Receive, account for, and pay invoices in a few clicks. Track your invoices alongside your other expenses to improve your total spend visibility.


Start spending with Divvy for free.

That’s right. Divvy’s world-class spend management software is free.

  • No hidden fees or contracts
  • As many physical and virtual cards as you need
  • Add-ons for a fraction of the price of competitors
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“Divvy makes it super easy to manage physical and virtual cards for over 70 cardholders. No big month-end reconciliation process. Everything is tracked in one place, in one account—for free.”

Paige Oldham Headshot
Paige Oldham

CFO at Health Solutions